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02-02-2019, 12:24 PM #1
Bank emergency fund/savings account with high %
Noticed an ad for a Capital One account paying 2%
Pretty decent rate for a money market right now.
https://www.capitalone.com/bank/savi...47_211874092_0
If you had say $50K in an emergency fund at a local bank paying 0.5% and could move it to get 2% it would be quite the difference with similar access.
Anyone utilize any accounts like this? Any drawbacks? Other than Etrade I've always just used brick and mortar banks.
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07-29-2019, 08:30 AM #2
Try your local bank also. I asked the gal at the bank I work with if she could match the 2.4% I was seeing online.
She came back with 2% and that's over double what I was getting so I'm happy and don't have to go through the proctology of opening a new account somewhere!
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